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NCAAB · Fri, Dec 12 · 6:00 PM

Army Black Knights at UMBC Retrievers

GARY'S PICK
UMBC Retrievers -7.5
NCAABvs Army Black Knights· -110

UMBC Retrievers
-7.5

-110 · LOST · KNI 63 · RET 60

Army Black Knights

The pick & result

Published pick
UMBC Retrievers -7.5 -110
Published odds
-110
Result
Lost
Final score
63-60

Odds are the American price printed with this pick, not a current offer. Wins, losses and pushes remain on the public record; a missing grade is not a win.

The read

TALE OF THE TAPE

UMBC Retrievers Army Black Knights Record 3-2 ← 2-3 Shot Eff (eFG%) 54.8% ← 50.1% FG / 3P% 47.4 / 35.1 ← 41.2 / 32.3 Off Reb (per g) 9.0 12.0 → Turnovers (per g) 13.1 12.7 → FT Rate / FTA 0.277 / 16.1 ← 0.227 / 14.3 Net Rating 0.0 0.0 Key Injuries None None

Gary's Take I love this spot for UMBC because the profile is exactly what you want from a home favorite: cleaner shooting, a little more pressure on the rim, and real proof they can put teams away in their own gym (recent home wins by 19 and 50 points). Their edge in shot-making (better effective field goal percentage and stronger three-point numbers) means more of their trips end in points, and their ability to get to the line more often (higher free-throw rate and more attempts) adds easy scoring on top of that.

Army brings toughness on the glass (clear offensive rebounding edge) and takes care of the ball about as well as UMBC, but those extra boards are fighting uphill against a significant efficiency gap. We’ve seen Army in plenty of shootouts lately, including high-scoring games like 111-53 and 70-84 at home, and now they have to match UMBC’s shooting in a true road environment rather than the comfort of West Point.

With both teams playing at similar tempos but UMBC owning the superior shooting and whistle profile, I see the Retrievers stretching this out over 40 minutes and creating separation late. Lock it in: UMBC Retrievers -7.5 -110.

About this analysis

Who made it
Gary AI, an AI sports-analysis product operated by Gary A.I. LLC. No human reviewer is claimed unless one is explicitly named.
Published data
Daily picks first stored December 12, 2025 at 10:11 AM ET.
Odds record
The pick receipt shows the price printed in the published ticket. The matchup market and line ladder provide separate market context. Source names were not retained with this pick.
Accountability
Read the editorial standards, source policy, and corrections process.

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